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Visa Check Card

The Visa® check card is a financial service issued by Banc One in conjunction with Reich & Tang Priority Plus Accounts. It can be used anywhere is the US and abroad to make purchases, and as a cash card at Visa® and Plus ATM's worldwide* The Visa® Check Card can also be used inside a bank for manual cash advances. Because the Visa® Gold & Platinum cards are check cards, there is no credit limit. The limit on the card (s) is based upon your available money market fund balance or brokerage account liquidity figure.

*Bank One Visa® check cards use the PLUS® and Visa® systems. If the ATM does not honor either, the transaction will be declined.

**The maximum amount an individual ATM owner will allow may be lower. Reich & Tang does not charge withdrawal fees, but individual ATM owners have this option. You will be notified of this charge before cash is dispensed.

Place Trade Financial is a registered broker-dealer, not a bank and the cash management services associated with your money market account are not a bank account. Banking services are provided by licensed banks or by third parties through arrangements with licensed banks. Unless otherwise indicated, investment products are not FDIC-insured, not guaranteed by a bank and may lose value.

Place Trade Financial offers competitive money market funds and services through Reich & Tang Funds. Reich and Tang is a manager of money market funds and is a subsidiary of IXIS Asset Management North America, L. P., an investment management firm. Place Trade Financial is not affiliated with Reich & Tang Funds or its subsidiary IXIS Asset Management North America, L. P. This is not an offer to buy or sell. For a prospectus containing complete information, contact Place Trade Financial at 1-800-50-PLACE or visit our web site at www.placetrade.com.